Can you buy a car this year
Is there any plan for you to buy a car this year? I planed to buy one three years before. But still not able to. Whenever I see car's that I like I decide it in my mind "I'll buy this car" I'll buy that car and nothing happened.
So we'll decide it now. I decided to buy a car this year in 2022 itself.
The first obstacle for all of us must be money. All the rest can be overcomed.
Options to buy a car for -
For a common man like me, buying a car was afterall a huge task some years ago.
So what I did is to work for it and I waited patiently.
That's what I recommend a common man should do. After making some money I first tried with a used car.
If you have fixed decision to buy a brand new car, then work for it, make it a success or go for any loan. But I don't recommed a loan for buying car's.
If that's not your option then be flexible.
Start with a used car first. Within some days you can realise that whether you really need a car or is that just an excitement that made you feel like - you need a car.
How to buy this car
You can see a car in the above image. I found this car interesting while I was returning home an evening.
At first impression itself I felt like I need to buy this car. Not that car in that image. That must be owned by someone.
I felt like I need to buy that same branded car for me.
Some steps to buy a car
First step is to research about cars and their features.
Second step is to locate your type of car and go for a test drive.
Third step. After test drive if you feel interested in that car, then check sale price and waranties.
Last step is to follow some buying procedures. Close the deal and take delivery.
The proven rule is to never spend more than 30% of your annual income for a car as it must not be an asset for you.
I also don't recommed any car loan for now.
So by just following the abouve steps you can buy a brand new car using your own money.
But it needs patience.
New cars in 2022 for you
Just by googling I came to know some interesting car's that you can buy in 2022.
I'll just list it down.
You can also search for some upcoming car that must be launching in india in 2022.
May be because of the pandemic, the vehicle sales droped down by 16% in 2021 according to Federation of Automobile Dealers Associations (FADA)
Can you buy that car?
So with all those small dataabase you decide whether you need a car this year or you must wait till 2023.
Still your mind say's you need to buy this car or you need that car, then you must be ready with your own money as per my recommendation.
Do you ask why?
The I'll say - The car itself is a liability. If you go for a car loan then that will also drain money out of your pocket. Don't waste your money.
If you are using your car to make money like rent a car then you can go forward.
Other wise my opinion is not to buy one until you relly can afford that expences coming after that car.
If you've already bought a car then one of the liability must be the car insurance. Do you know how to calculate you car insurance premium.
